- Qualification
- NB Commission ₹11,49,999 — OR
- ₹45,49,999 NB Premium
- Qualification based on Financial Year
- IMRF Membership is Mandatory.
- Benefits & Recognition
- Sapphire Certificate, Sash & Memento
- Family invitation to the award ceremony
How to Qualify
1
Financial Year Business
Qualification is calculated on the current financial year. Single premium is counted at 10%.
2
Branch Certification
Your branch must certify the business figures — certification document is mandatory.
3
Committee Verification
The IMRF Verification Committee validates all documents. Committee decision is final.
4
Membership Payment
Membership fee is mandatory. Your circle activates after payment and final approval.
SAPPHIRE CIRCLE
Ready to claim your recognition?
Send your details and our team will guide you through verification and membership.
Apply for SAPPHIRE CIRCLE